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How to opt-out of credit bureaus, telemarketing and email reporting lists .

It's important to find out what happens to the personal information you provide to companies, marketers, government agencies and on-line web sites. These organizations may use your information to process an order, tell you about products, services, or promotions, or they may share your information with others. See Scam Info Below

Many organizations offer people choices about how their personal information is used through an "opt-out" option! To learn more about how to protect your personal information, click on the organization's link below.

National Do Not Call Registry Register home and mobile phone numbers for free to prevent telemarketers from calling you. All registrations are effective for five years.	Credit Bureaus Opt-out information for the three major credit bureaus, sample opt-out letters, plus toll-free opt-out numbers.
Department of Motor Vehicles Links to each State's Department of Motor Vehicles (DMV), plus an overview of the Drivers Protection Act which outlines your privacy rights and how prohibit a DMV from distributing your personal information.	Direct Telemarketing Reduce or eliminate mail, telephone, and e-mail solicitations using these opt-out links.
Opt-out Sample Letter Use this sample letter to opt-out of credit reporting agencies selling your information to solicitors.

Up Opt Out E-Mail WARNING!

CREDIT REPORTING INDUSTRY ONCE AGAIN WARNS CONSUMERS ABOUT FALSE E-MAIL Atlanta, April 16, 2003

Consumers are once again being advised by the credit reporting industry to be wary of a false e-mail circulating the Internet regarding the information handling practices of consumer credit reporting companies.

The false e-mail reads: "Just wanted to let everyone know who hasn't already heard, the four major credit bureaus in the U.S. will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers... to anyone who requests it. If you would like to "opt out" of this release of info., you can call 1-888-567-8688. It only takes a couple of minutes to do, and you can take care of anyone else in the household while making only one call, you'll just need their social security number."

Contrary to claims made in the e-mail, credit-reporting companies do not provide personal consumer data to "anyone who requests it. Federal law prohibits such a practice.

Consumer credit reports are only provided to legitimate businesses that have a permissible purpose under the law. Such permissible purposes typically involve the extension of credit, insurance, employment, or government benefit.

The toll-free number included in the e-mail is valid only for consumers who want to remove their names from mailing lists for pre-approved offers of credit lawfully generated by the major credit reporting companies. That opt-out number has been in effect and available to consumers since 1997.

The Consumer Data Industry Association issued three previous news releases noting the e-mail was false and misleading. Consumers can access the original release sent out in July of 2001 by clicking on "smia Room" at www.cdiaonline.org. The Federal Trade Commission (FTC) also issued a consumer alert in 2001 when this message first circulated to advise consumers. --Source: Consumer Data Industry Association, April 9, 2003

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