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Obtaining Information Under False Pretenses

Obtaining a consumer credit report under false pretenses can lead to fines and/or imprisonment for not more than 2 years, or both under the Fair Credit Reporting Act.

Obtaining information under false pretenses: Section 1681q

Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title, imprisoned for not more than 2 years, or both