A consumer reporting agency supplying
credit reports for employment purposes must comply with the Fair Credit
Reporting Act.
Public record information for employment purposes:
Section 1681k
- Consumer Reports - General
- National security
investigations - exemptions
(a) In general
A consumer reporting agency which furnishes a consumer report for
employment purposes and which for that purpose compiles and reports items of
information on consumers which are matters of public record and are likely to
have an adverse effect upon a consumer's ability to obtain employment shall -
(1) at the time such public record information is reported to
the user of such consumer report, notify the consumer of the fact that public
record information is being reported by the consumer reporting agency, together
with the name and address of the person to whom such information is being
reported; or
(2) maintain strict procedures designed to insure that whenever
public record information which is likely to have an adverse effect on a
consumer's ability to obtain employment is reported it is complete and up to
date. For purposes of this paragraph, items of public record relating to
arrests, indictments, convictions, suits, tax liens, and outstanding judgments
shall be considered up to date if the current public record status of the item
at the time of the report is reported.
(b) Exemption for national security
investigations
Subsection (a) of this section does not apply in the case of an
agency or department of the United States Government that seeks to obtain and
use a consumer report for employment purposes, if the head of the agency or
department makes a written finding as prescribed under section
1681b(b)(4)(A) of this title
If you've fallen behind on your bills, especially credit cards,
don't panic. You may have several good options available to you. Your success
starts by assessing your current situation and finding a trusted service
provider that is licensed in your state. How iDebtAssistance.com
Works:
Rich's Enterprises, L.L.C.
Prattville, Alabama Legal Disclaimer
| Sitemap |
Resources |
Fair
Credit Reporting Home >> FCRA Index >>
Credit Reports for Employment Purposes |