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National Credit Bureaus are companies that gather and sell consumers' credit histories to credit-grantors, such as banks, retailers, insurance or credit-card companies. Nationwide, there are three major credit bureaus .

Use these addresses when sending credit report dispute letters to Equifax or Experian.

Equifax Credit Reports
By delivery via US Mail only:
Equifax Credit Information Services, Inc.,
PO Box 740241, Atlanta, GA 30374

By Phone: 1 - 800 - 685 - 1111

Experian Credit Reports
By delivery via US Mail only:
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013

When sending credit report dispute letters to TransUnion, use the address below that corresponds to your state or country or call 1- 800 - 916 - 8800

TransUnion
P.O. Box 2000
Chester, PA19022

Alabama
America Other than Canada
Arkansas
Canada
Connecticut
Washington D.C
Delaware
Europe
Middle East
Federated State of Micronesia
Florida
Georgia
Illinois
Indiana
Iowa
Kentucky
Louisiana
Maine
Marshall Islands
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
New Hampshire
New Jersey
New York
North Carolina
North Mariana Islands
Ohio
Pennsylvania
Rhode Island
South Carolina
Tennessee
Vermont
Virgin Islands
Virginia
West Virginia
Wisconsin

TransUnion
P.O. Box 34012
Fullerton, CA 92831

Alaska
American Samoa
Arizona
California
Canal Zone
Colorado
Guam
Hawaii
Idaho
Kansas
Mexico
Montana
Nebraska
Nevada
New Mexico
North Dakota
Oklahoma
Oregon
Pacific
Palau
South Dakota
Texas
Utah
Washington
Wyoming

TransUnion de Puerto Rico
Consumer Relations
P.O. Box 13968
Santurce Station
San Juan, PR00907-3968

Puerto Rico

Report Fraud using these Addresses or Toll Free Numbers:
Send letters to the three national credit bureaus:

Equifax P.O. Box 740241 Atlanta, GA 30374-0241
1-800-290-8749

Experian PO Box 9595 Allen, TX 75013
1-800-583-4080

Trans Union 2 Baldwin Place P.O. Box 2000 Chester, PA 19022
1-800-680-7289
option 2


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